Amortization Schedule Calculator
See a full month-by-month (or yearly) loan payoff schedule with principal, interest and balance.
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What Is the Amortization Schedule Calculator?
The Amortization Schedule Calculator builds a complete payoff table for a loan, showing how each payment splits between principal and interest and how the balance falls over time. Switch between a yearly summary and a full monthly schedule. Runs in your browser.
How It Works
Enter the loan amount, interest rate and term. See the monthly payment, total interest and total cost, plus a scrollable amortization table.
When to Use It
Use it to understand a mortgage, car loan or personal loan, or to see how much interest you'll pay over the life of the loan.
Frequently Asked Questions
- Why is so much early payment interest?
- Early payments are mostly interest because it's charged on the large remaining balance. As the balance shrinks, more of each payment goes to principal.
Found an issue? Send Feedback. See our data sources and update policy for tools that depend on changing information.
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